Property owners on the Central Coast are raising concerns about a persistent problem with duplicate and incorrectly matched images appearing in council property records and real estate listing databases — errors that some say have delayed sales, complicated insurance claims, and created confusion during flood resilience assessments.
The issue has come into sharper focus this winter. With the Central Coast Council continuing its recovery from the 2020 financial administration period, staff have been working through a backlog of digitised records that were migrated from legacy systems. That process has left some property files carrying photos from neighbouring or similarly-addressed lots — a technical fault that sounds minor but carries concrete consequences for residents trying to navigate an already difficult housing market.
What Residents Are Experiencing
The problem surfaces in a few distinct ways. Homeowners on Donnison Street in Gosford have described receiving council correspondence referencing site inspection photographs that clearly show a different building. In the Wyong River flood corridor, several residents say their flood risk assessments have been cross-referenced with images of properties located elsewhere, muddying the paperwork required for insurance renewals. One Woy Woy resident described submitting a development application in March 2026 only to be asked by council staff to re-verify the property address because the attached photograph showed a single-storey dwelling — on a block that has had a two-storey home since 2011.
For people already stretched by Central Coast housing costs — the median house price in the region sat above $850,000 through much of 2025 according to publicly available NSW property data — these delays add time and money to transactions that carry little margin for error. A DA hold-up of even two or three weeks can push a renovation project past a contractor's availability window, or delay a settlement date and trigger penalty clauses in contracts.
Central Coast Council, which returned to elected representation in December 2021 after the administration period ended, has publicly acknowledged it is working through a digital records modernisation program. The council's online property and mapping portal, known as the Spatial Hub, has been progressively updated since 2022. But the image duplication fault appears to sit in older records that pre-date the Spatial Hub's integration.
The Practical Fallout
Real estate professionals working along the Mann Street and Kibble Park precinct of Gosford CBD say the problem occasionally bleeds into listing platforms when agents pull background documentation from council files. A listing that carries an incorrect title photo can generate buyer queries that slow the sales process, particularly for investors purchasing remotely who rely heavily on digital records.
The timing matters beyond individual transactions. The NSW Government's Gosford CBD Activation Strategy — which has been the framework for a string of planning approvals and infrastructure spending in the city centre since 2023 — depends on accurate, digitised parcel-level records for rezoning decisions and development assessment. Errors at the record level are not abstract; they can affect how individual parcels are assessed under planning overlays.
Community members wanting to check whether their property file carries a duplicate or incorrect image can log into the Central Coast Council Spatial Hub at www.centralcoast.nsw.gov.au and search by lot and deposited plan number. If the image visible does not match the current structure, council advises submitting a data correction request through its online service portal — a process the council says typically takes ten business days to resolve, though residents report the actual turnaround varies.
The council's customer service centre on Mann Street, Gosford, can also assist with in-person verification for property owners who have a DA, insurance matter, or sale in progress that cannot wait. Anyone whose flood risk documentation has been affected by a mismatch is also advised to contact the NSW State Emergency Service's Central Coast unit directly to ensure their household's emergency management record reflects the correct site.