wellness
Psychologist Central Coast NSW 2026: Bulk Billing & Medicare
Find a psychologist on the Central Coast NSW. Compare bulk billing options, Medicare rebates, Mental Health Treatment Plans, session costs, and free mental health services in Gosford, Wyong, Terrigal.
How we reported this

Finding a Psychologist on the Central Coast 2026
The Central Coast of NSW has a growing psychology sector, with psychologists working across Gosford, Wyong, Erina, Terrigal, and surrounding suburbs. Demand for mental health services on the Central Coast has grown with population growth and the impact of post-pandemic lifestyle changes. psychology.org.au
Medicare Better Access on the Central Coast
With a GP Mental Health Treatment Plan (MHTP), Central Coast residents can access up to 10 Medicare-rebated psychology sessions per year. The Medicare rebate for a registered psychologist is approximately $137.05 per 50-minute session. servicesaustralia.gov.au
What Does a Psychologist Cost on the Central Coast 2026?
- Standard session (50 min): $155-$265 full fee
- Medicare rebate (with MHTP): approximately $137.05
- Out-of-pocket gap: typically $20-$130 after rebate
Free and Low-Cost Mental Health Services on the Central Coast
- Headspace Gosford, free and low-cost youth mental health (12-25 years)
- NSW Mental Health Line: 1800 011 511 (24/7)
- Lifeline: 13 11 14 (24/7 crisis support)
- Beyond Blue: 1300 22 4636
How to Find a Psychologist on the Central Coast
- Ask your GP for a Mental Health Treatment Plan and referral
- Search psychology.org.au for APS-registered Central Coast psychologists
- Use Healthdirect Service Finder for bulk billing options
This article was compiled by AI and screened before publishing. See our editorial standards.